Qwark is live on Android, iPhone and the web
Download Qwark on Google Play or the App Store, or sign in on the web at app.qwark.in — same accounts, same clear picture.
How it works
Aggregate
You connect your banks, mutual funds, equity, FDs, NPS and insurance. Qwark receives it through the RBI Account Aggregator framework, which means Qwark can only read your data and cannot transact on your behalf.
Analyse
Qwark analyses your data and continuously monitors your accounts.
Advise
Qwark gives you a clear picture of your financial health in plain language, minus the jargon — one next best action at a time.
Connect in just two steps
All you need is your date of birth and PAN number. It’s that simple!
Questions about getting started
What is Qwark?
Qwark is a fee-only SEBI Registered Investment Adviser (INA300016871) for India's mass-affluent, offered by Waterchest Technologies Private Limited. Through the RBI Account Aggregator framework, Qwark reads your accounts across instrument classes with your consent, and its advice recomputes automatically as your holdings change. The only money Qwark earns is the membership fee a member pays.
Which platforms can I use Qwark on?
Qwark is available now on Android via Google Play, on iPhone via the App Store, and on the web at app.qwark.in.
Can I use Qwark if I already have investments?
Yes. Through the Account Aggregator framework, Qwark reads your existing holdings across instrument classes — bank, mutual funds, equity/demat, ETFs, FD/RD, bonds, NPS, and insurance — with your consent, so the advice reflects your whole book rather than only what you remember to enter by hand. It does not guarantee any outcome or return.