Advice on everything you own, kept up to date
Qwark reads every account you connect through India's Account Aggregator framework — bank, mutual funds, equity and demat, ETFs, deposits, bonds, NPS and insurance — checks the figures with a parity-checked accounting engine, and keeps the picture current as your holdings move. It never moves your money.
A financial health score, out of 100
Qwark scores every account you hold — not just the ones you remembered to mention — across things like SIP discipline, how your money is spread, and whether you have enough set aside for emergencies, then updates the score and the single next best step each time your holdings change. No jargon, no wall of charts.
Plan a goal, see the portfolios that get you there
Name a goal — retirement, or simply growing wealth — and Qwark works out how much you'll need and the monthly SIP to get there, based on all your accounts. Then it shows you a menu of portfolio options matched to how much risk you're comfortable with, with calmer and bolder alternatives at each SIP level, updated as your holdings move. Figures are estimates, not assurances.
Rebalancing, holding by holding
Qwark watches your allocation continuously, and the moment it drifts from target, lays out the exact buy, sell and hold steps — per instrument, with the amounts, computed from your verified holdings — so acting on advice takes minutes, not a weekend.
Your whole financial life, in one view
Connect once and Qwark consolidates bank accounts, mutual funds, stocks and demat, ETFs, fixed and recurring deposits, bonds, NPS, insurance and SIPs into one verified view — each with a faithful breakdown, so advice sees everything, not just what you thought to mention.
Understand where your money goes
Your transactions are sorted into clear spending categories automatically and kept current as new ones arrive, feeding your statements and your health score.
Numbers you can trust
Your net worth, cash flow and balance are computed by a parity-checked accounting engine and formally verified against the identities any honest set of financial statements must satisfy — derived and checked, not hand-entered.
Know your tax picture before you sell
A free estimate of the capital-gains tax sitting in your holdings, per holding across your whole book, under current rules — so tax is part of the decision, not a surprise after it.
Live prices and portfolio analytics
Holdings are priced continuously with live and historical data, with risk, allocation and goal-projection analytics that update as prices and your holdings move. Figures are estimates, not assurances.
Gentle, timely nudges
Qwark watches your book continuously and reaches out only when something genuinely needs attention — an allocation drifting, a review due — never to push you to trade.
Prices and projections shown in the app are estimates based on available data, not assurances of any return or outcome. Qwark uses AI tools to help generate guidance; a SEBI Registered Investment Adviser is responsible for the advice, and you always make the final decision.
Qwark is live on Android, iPhone and the web
Download Qwark on Google Play or the App Store, or sign in on the web at app.qwark.in — same accounts, same clear picture.
- AndroidAvailable now
- WebAvailable now
- iPhoneAvailable now